International student health insurance Germany

Which student health insurance is required for Germany student visa ?

Mandatory
 

Health insurance is mandatory in order to study in Germany.
 

Non EU/EEA nationals (third country nationals)


Third country students are those whose nationality is non European Union or non European Economic Area country. 

Third country students who study in Germany can choose to be enrolled in following two insurance schemes:

• German statutory health insurance

The German statutory health insurance offers the basic coverage, including inpatient care, outpatient care, basic dental care and regular check-ups etc  (Private hospital, doctors, or specific dental treatments are not covered). The average premium offered is around 90 EUR per month.

• German private student health insurance 

Third country students can also choose a private student health insurance. The benefits of private insurance must be equivalent to compulsory statutory insurance. An exemption of the statutory health  insurance is necessary. This procedure is provided by private insurance companies.

Highly recommended student health insurance

Swisscare international student health insurance Germany plan is mandatory and highly recommended. The plan  meets the local regulations for the application of student visa/permit and the German Insurance Contract Act (VVG). It offers  equivalent insurance coverage as the German state insurance at an affordable price.

The plans offered include the following benefits:

• medically necessary costs during the stay in Germany
• Emergency assistance 24/7
• Repatriation
• Repatriation of mortal remains

EU/EEA Nationals
 

Students with nationality from EU/EEA countries can request in their home country the European Health Insurance Card (EHIC). Thanks to this card, EU/EEA nationals can benefit from the same cover as the German state insurance.